When a consumer wishes to purchase goods on credit / account, the lender will check the customer's creditworthiness/solvency before entering into the contract. For this purpose, Creditreform offers the relevant services within the framework of the Swiss Data Protection Act and maintains a creditworthiness database to assess the creditworthiness of companies and private individuals. The provider himself decides whether the consumer is supplied on account or whether he has to provide securities such as advance payment.

Your right: Right to information and correction.

SVC places great importance on the quality and accuracy of its data and therefore explicitly refers to the right of access and rectification arising from data protection legislation. Any natural or legal person may request a self-disclosure from SVC. Data subjects have the right to have inaccurate information corrected. Requests for access and rectification must be submitted in writing to Schweizerischer Verband Creditreform Gen, Teufener Strasse 36, 9000 St. Gallen. For processing requests concerning natural persons, written proof of identity (copy of an official ID) is required. Requests from legal entities must be duly signed.

For this purpose, please use the links that you will find to the right of this page.

The Federal Data Protection and Information Commissioner has reviewed the implementation of the right to information and correction by Creditreform and found that formal as well as material requirements are complied with.